See It In Action
30 seconds to see how HSA Tracker works
How It Works
Three simple steps to organize your medical expenses forever.
AI Receipt Scanning
Snap a photo of any medical receipt. Our AI extracts every detail in seconds—no manual entry.
Reimburse Anytime
Paid out-of-pocket in 2020? Reimburse tax-free in 2030. Your HSA has no expiration date.
IRS-Ready Reports
One-click export with receipts attached. Your accountant will love you at tax time.
Your receipts are worth more than you think
Most HSA holders have $3,200+ in unreimbursed expenses. Start tracking in 30 seconds.
Start Tracking FreeReal People, Real Savings
HSA holders are finding thousands in forgotten reimbursements.
Thousands in unclaimed expenses found by early users
“I had no idea I could reimburse myself years later until a friend told me. Went back through three years of receipts and found $4,200 in expenses I'd already paid out of pocket. Pulled it all tax-free in one afternoon.”
Sarah F.
HSA holder since 2021, family plan
“Between my wife's prescriptions and the kids' dental work, we were spending $300+ a month out of pocket. HSA Tracker made it dead simple to log everything. At tax time I had a clean report instead of a shoebox.”
Anthony F.
Family of 4, HDHP since 2022
“I'm 28 and just started contributing to my HSA. The shoebox strategy blew my mind — pay cash now, let the HSA grow tax-free, reimburse myself in 20 years. This app makes tracking that effortless.”
Quinn H.
Young professional, first HSA
“I switched jobs twice in three years and lost track of which expenses happened under which plan. HSA Tracker let me organize everything by date and provider. Found $2,100 I'd completely forgotten about.”
Anthony S.
Job switcher, individual HDHP
“Retired last year and finally pulled the trigger on reimbursing 6 years of medical expenses. $11,400 tax-free. The compound growth on my HSA investments while I waited made it even sweeter.”
Chuck S.
Retired, shoebox strategy since 2019
“My accountant used to dread tax season with me. Now I just export a CSV from HSA Tracker and he's done in 10 minutes. The receipt scanning alone saves me hours every month.”
Josh P.
Self-employed, sole proprietor
“I was skeptical about another finance app but this one actually does one thing well. No bloat, no upsells, just tracks what I spent on medical stuff. The AI receipt scanner is surprisingly accurate.”
Paul S.
HSA holder since 2020
“Had LASIK done last year — $4,500 out of pocket. Logged it in HSA Tracker, letting my HSA investments grow, and I'll reimburse myself tax-free whenever I want. That's like getting a 30% discount on the surgery.”
Sam L.
Individual HDHP, invests HSA in index funds
“Between physical therapy sessions and my kid's braces, we hit our deductible every year. HSA Tracker catches everything — even the small copays I used to ignore. Those $30 visits add up fast.”
Joe H.
Family plan, 2 kids
“I'm a numbers guy and I was doing all this in a spreadsheet. Switched to HSA Tracker and it cut my tracking time by 90%. The categorization is automatic and the family member tagging is clutch.”
Zach Z.
Engineer, family HDHP
“Honestly didn't think I spent much on medical stuff until I started tracking it. Turns out between contacts, prescriptions, and two ER visits, I had $3,800 sitting there unreimbursed. Free money.”
Colin F.
Individual plan, HSA holder since 2023
“After my second pregnancy I had a stack of bills — OB visits, labs, ultrasounds, the epidural. I logged everything in HSA Tracker and let my HSA keep growing for two years. Reimbursed $7,200 tax-free when we needed it most.”
Elizabeth M.
Mom of 2, family HDHP
“I manage the HSA for our whole family and it used to be a nightmare tracking who spent what. Now each family member has their own tab. Tax season went from a full weekend to 20 minutes.”
Virginia M.
Family plan, 3 dependents
Your Medical Data Deserves Fort Knox
We handle medical receipts. We take that seriously. Here's how we protect every byte.
Encrypted at Rest & In Transit
Your receipts and expense data are encrypted using AES-256. All connections use TLS 1.3. Same standards your bank uses.
Access-Controlled & Private
Your receipts are processed by AI for parsing only — never stored beyond your account or used for training. No human reviews your expenses.
No Third-Party Selling
Your data is never sold, shared, or used for advertising. We make money from optional Pro upgrades, not from your health records.
Delete Everything, Anytime
One click to export your data. One click to delete your entire account. No 30-day wait, no hoops to jump through.
Frequently Asked Questions
Everything you need to know about HSA Tracker.
Stop losing track of medical expenses
Every receipt you add now is money you can get back later. Takes 30 seconds to add an expense.