HSA Tax Benefits in Georgia (2026)
Georgia follows federal HSA tax treatment with full deductibility.
State Income Tax
5.49%
HSA Deduction
Yes
Growth Tax-Free
Yes
How Georgia Treats HSAs
Georgia conforms to federal HSA tax rules. Contributions are deductible on your Georgia state return, earnings grow tax-free, and qualified distributions for medical expenses are not taxed at the state level.
Georgia HSA FAQs
Are HSA contributions tax-deductible in Georgia?
Yes. Georgia follows federal HSA tax treatment, so contributions are deductible on your state income tax return.
What is the state income tax rate in Georgia?
Georgia's state income tax rate is 5.49%.
Is HSA investment growth taxed in Georgia?
No. Georgia follows federal treatment — investment growth inside your HSA is not subject to state income tax.
This information is for general guidance only and does not constitute tax advice. State tax laws change frequently. Consult a tax professional for advice specific to your situation.
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