HSA Tax Benefits in Pennsylvania (2026)
Pennsylvania follows federal HSA tax treatment.
State Income Tax
3.07%
HSA Deduction
Yes
Growth Tax-Free
Yes
How Pennsylvania Treats HSAs
Pennsylvania conforms to federal HSA tax treatment. Contributions are not subject to state income tax, investment growth is tax-free, and qualified medical withdrawals are exempt from the state flat tax.
Pennsylvania HSA FAQs
Are HSA contributions tax-deductible in Pennsylvania?
Yes. Pennsylvania follows federal HSA tax treatment, so contributions are deductible on your state income tax return.
What is the state income tax rate in Pennsylvania?
Pennsylvania's state income tax rate is 3.07%.
Is HSA investment growth taxed in Pennsylvania?
No. Pennsylvania follows federal treatment — investment growth inside your HSA is not subject to state income tax.
This information is for general guidance only and does not constitute tax advice. State tax laws change frequently. Consult a tax professional for advice specific to your situation.
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