HSA-Eligible

Is Doctor Visits HSA-Eligible? (2026)

Office visits to a licensed physician are HSA-eligible medical expenses.

Typical Cost

$20–$300 per visit (varies by type and insurance)

Details

Copays and fees for visits to a licensed medical doctor (MD, DO) are qualified medical expenses. This includes primary care visits, specialist consultations, urgent care visits, and telehealth appointments. Both in-network and out-of-network doctor visits qualify.

Frequently Asked Questions

Are doctor copays HSA-eligible?

Yes. Copays for doctor visits are qualified medical expenses you can pay with HSA funds.

Are telehealth visits HSA-eligible?

Yes. Virtual doctor visits and telehealth consultations are eligible expenses.

Related HSA Expenses

Urgent Care

$100–$300 per visit

Annual Physical

$0–$250 (often covered by insurance)

Specialist Visits

$50–$500 per visit

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

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All Eligible Expenses

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