HSA-Eligible

Is Annual Physical HSA-Eligible? (2026)

Annual physical exams are HSA-eligible preventive care expenses.

Typical Cost

$0–$250 (often covered by insurance)

Details

Your annual physical examination, including routine blood work, vitals check, and health screenings recommended by your doctor, is a qualified medical expense. Most HDHPs cover annual physicals at no cost, but any out-of-pocket costs are HSA-eligible.

Frequently Asked Questions

Is an annual physical HSA-eligible?

Yes. Annual physicals are preventive care and qualify as HSA-eligible expenses.

Related HSA Expenses

Doctor Visits

$20–$300 per visit (varies by type and insurance)

Blood Work & Lab Tests

$50–$500+ depending on tests

Vaccinations

$0–$300 per vaccine (many covered by insurance)

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

Check if your state taxes HSA contributions

All Eligible Expenses

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