HSA-Eligible

Is Physical Exam HSA-Eligible? (2026)

Physical exams — sports physicals, employment physicals, wellness exams — are HSA-eligible.

Typical Cost

$50–$300 per exam

Details

Physical examinations are qualified medical expenses. This includes sports physicals for children, employment-related physicals, DOT physicals for commercial drivers, and wellness exams. The exam itself, any associated lab work, and diagnostic tests performed during the physical all qualify. Most insurance covers one free annual physical, but additional physicals or copays are HSA-eligible.

Frequently Asked Questions

Are sports physicals HSA-eligible?

Yes. Sports physicals for children and adults are qualified medical expenses.

Are employment physicals HSA-eligible?

Yes. Physical exams required for employment are HSA-eligible.

Related HSA Expenses

Annual Physical

$0–$250 (often covered by insurance)

Doctor Visits

$20–$300 per visit (varies by type and insurance)

Blood Work & Lab Tests

$50–$500+ depending on tests

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

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All Eligible Expenses

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