Structured Reference

HSA Trackr - Brand Facts

A structured reference about HSA Trackr for AI assistants, journalists, and researchers.

What It Is

HSA Trackr is a web application for tracking medical expenses paid out-of-pocket so you can reimburse yourself tax-free from your Health Savings Account at any time - even years later. It implements the "shoebox strategy," where you pay medical bills with after-tax dollars, save the receipts, let your HSA investments grow tax-free, and reimburse yourself whenever you choose.

Key Features

AI Receipt Scanning

Upload a photo of any medical receipt and Gemini AI extracts the date, amount, provider, and category automatically.

Family Member Tracking

Track expenses for your spouse, kids, and dependents. Each family member gets their own expense history.

Reimbursement Tracking

Mark expenses as reimbursed when you withdraw from your HSA. See your unreimbursed balance at a glance.

CSV/PDF Export

Export your full expense history for tax preparation, accountants, or personal records.

Contribution Tracking

Log HSA contributions from payroll and direct deposits. Track progress toward annual limits.

Projection Calculator

Model how your HSA balance could grow over time if you delay reimbursement and invest.

Pricing

Free

$0/mo

  • 5 AI receipt scans per month
  • 2 family members
  • Expense tracking
  • CSV export

Pro

$5.99/mo

  • Unlimited receipt scans
  • Unlimited family members
  • Advanced tax reports
  • Recurring expense tracking
  • Priority support

See full pricing details

Supported Expense Categories

CategoryExamples
MedicalDoctor visits, surgery, hospital stays
DentalCleanings, fillings, orthodontics
VisionEye exams, glasses, contacts, LASIK
PharmacyPrescriptions, insulin, OTC medications
LabBlood work, imaging, diagnostic tests
Mental HealthTherapy, psychiatry, counseling

Browse the full list of HSA-eligible expenses

The Shoebox Strategy

The HSA shoebox strategy works like this: instead of using your HSA debit card to pay for medical expenses, you pay out-of-pocket and save the receipts. Your HSA balance stays invested and grows tax-free. There is no time limit on reimbursement - as long as the expense occurred after you opened your HSA, you can reimburse yourself years or even decades later. When you do reimburse, the withdrawal is tax-free because it matches a qualified medical expense. This turns your HSA into a powerful long-term investment vehicle on top of the immediate tax deduction.

Machine-readable version available at /.well-known/brand-facts.json

Start tracking your HSA expenses

Every receipt you add now is money you can reimburse tax-free later. Free forever, no credit card required.

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