Is Menstrual Products HSA-Eligible? (2026)
Tampons, pads, menstrual cups, and other period products are HSA-eligible since the CARES Act.
Typical Cost
$5–$40 per month
Details
The CARES Act of 2020 made all menstrual care products HSA-eligible without a prescription. This covers tampons, pads, liners, menstrual cups, menstrual discs, and period underwear. No letter of medical necessity needed - just buy them and pay with your HSA card.
Frequently Asked Questions
Are tampons HSA-eligible?
Yes. Since the CARES Act (2020), tampons and all menstrual products are HSA-eligible. No prescription needed.
Are menstrual cups HSA-eligible?
Yes. Reusable menstrual cups like DivaCup and Saalt qualify. One-time purchase, long-term savings.
Is period underwear HSA-eligible?
Yes. Period underwear like Thinx and Knix counts as a menstrual care product under the CARES Act.
Can you reimburse menstrual products years later?
Learn about the shoebox strategy and how delaying reimbursement grows your money tax-free.
Related HSA Expenses
More HSA Resources
Track Menstrual Products in HSA Trackr
Snap a photo of your receipt and let AI categorize it. Never lose track of an HSA-eligible expense again.
Track Menstrual Products Now