Is Wig (Medical Hair Loss) HSA-Eligible? (2026)
Wigs for hair loss from disease (chemo, alopecia) are HSA-eligible with a prescription.
Typical Cost
$200–$3,000+ depending on quality
Details
A wig (cranial prosthesis) prescribed by a doctor for hair loss caused by a disease or its treatment is a qualified medical expense. This commonly includes hair loss from chemotherapy, radiation, alopecia areata, and other medical conditions. The wig, fitting, and maintenance costs all qualify. Your doctor may write the prescription as a "cranial prosthesis" for insurance and HSA purposes. Wigs for general cosmetic use or non-medical hair loss don't qualify.
Requirements
Requires a doctor's prescription. Hair loss must be caused by a disease or medical treatment (e.g., chemotherapy, alopecia).
Frequently Asked Questions
Is a wig HSA-eligible?
Yes — when prescribed for medical hair loss from disease or treatment like chemotherapy. Cosmetic wigs don't qualify.
What's a cranial prosthesis?
It's the medical term for a wig prescribed for hair loss from disease. Using this term on the prescription can help with insurance and HSA reimbursement.
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