HSA-Eligible

Is Prescription Medications HSA-Eligible? (2026)

Prescription drugs from a licensed pharmacy are HSA-eligible.

Typical Cost

Varies widely — $5–$500+ per prescription

Details

All prescription medications dispensed by a licensed pharmacist are qualified medical expenses. This includes brand-name drugs, generic medications, specialty medications, and compounded prescriptions. Mail-order prescriptions also qualify.

Frequently Asked Questions

Are prescriptions HSA-eligible?

Yes. All prescription medications are qualified HSA expenses.

Are mail-order prescriptions HSA-eligible?

Yes. Prescriptions from mail-order pharmacies are eligible.

Related HSA Expenses

Over-the-Counter Medications

$5–$30 per item

Insulin

$50–$300+ per month (without insurance)

First Aid Supplies

$5–$50 per item

More HSA Resources

2026 HSA Contribution Limits

See how much you can contribute this year

HSA Tax Benefits by State

Check if your state taxes HSA contributions

All Eligible Expenses

Browse the full list of HSA-eligible expenses

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