2024 HSA Contribution Limits
IRS-set limits for Health Savings Account contributions, HDHP deductible minimums, and out-of-pocket maximums for 2024.
Annual Contribution Limits
| Coverage | Limit | With Catch-Up (55+) |
|---|---|---|
| Self-Only | $4,150 (+$300 vs 2023) | $5,150 |
| Family | $8,300 (+$550 vs 2023) | $9,300 |
HDHP Requirements (2024)
| Requirement | Self-Only | Family |
|---|---|---|
| Minimum Deductible | $1,600 | $3,200 |
| Out-of-Pocket Maximum | $8,050 (+$550 vs 2023) | $16,100 (+$1,100 vs 2023) |
2024 HSA FAQs
What is the HSA contribution limit for 2024?
For 2024, the HSA contribution limit is $4,150 for self-only coverage and $8,300 for family coverage. Individuals age 55+ can contribute an additional $1,000 as a catch-up contribution.
What is the HDHP minimum deductible for 2024?
For 2024, the minimum deductible for an HSA-qualifying HDHP is $1,600 (self-only) and $3,200 (family).
What is the out-of-pocket maximum for 2024?
For 2024, the maximum out-of-pocket expenses for an HSA-qualifying HDHP are $8,050 (self-only) and $16,100 (family).
Can I contribute to my HSA if I'm over 55?
Yes. If you're 55 or older, you can make an additional catch-up contribution of $1,000 on top of the standard limit, bringing your total to $5,150 (self-only) or $9,300 (family) for 2024.
Other Years
More HSA Resources
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