HSA Trackr
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Reimburse now or preserve the expense for later?

See what the same dollars might become if they remain invested in the HSA. This does not choose a winner or compare a taxable brokerage account.

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Documented reimbursement amount

$3,000

The qualified expense amount does not compound. One receipt does not support reimbursement of the investment growth.

Illustrative associated HSA balance

$5,901

Includes $2,901 of hypothetical growth after 10 years. The growth remains HSA assets and is not reimbursement supported by this expense.

Assumes a constant user-chosen return, no fees, and enough HSA cash or investments left in the account. Returns can be negative and are not guaranteed. A future tax-free reimbursement also depends on the expense occurring after the HSA was established, not having been reimbursed before, not being claimed as an itemized deduction, and having adequate records.

IRS Notice 2004-50, Q-39

Two separate products

Choose your workflow

Use the dashboard for an ongoing household record. Choose the pack when you want a small offline system you manage yourself.

Primary workflow

Digital Shoebox

Best for ongoing household evidence and reimbursement history.

Start free. Upgrade one household to Founding Household for $19/year when you need the full archive.

  • Free account with manual entry and 5 receipt scans each month
  • Receipts, reviewed source links, evidence, reimbursements, and remaining reserve together
  • $19/year Founding Household upgrade for unlimited scans, members, archive, and reports

Does not guarantee eligibility, tax treatment, reimbursement, or audit outcomes.

Start the Digital Shoebox free

Offline alternative

Reimbursement Readiness Pack

Best for a one-time, no-account recordkeeping setup.

Pay $9 once and download a six-file ZIP to use in storage you control.

  • One-time $9 purchase with no account
  • Six offline files: setup guide, CSV log, checklists, naming guide, and folder structure
  • Immediate browser access after Stripe verifies payment

No ongoing app storage or scanning, eligibility determination, tax filing, or audit-proof guarantee.

See the six-file pack