HSA Trackr
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Reimburse now or preserve the expense for later?

See what the same dollars might become if they remain invested in the HSA. This does not choose a winner or compare a taxable brokerage account.

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Documented reimbursement amount

$3,000

The qualified expense amount does not compound. One receipt does not support reimbursement of the investment growth.

Illustrative associated HSA balance

$5,901

Includes $2,901 of hypothetical growth after 10 years. The growth remains HSA assets and is not reimbursement supported by this expense.

Assumes a constant user-chosen return, no fees, and enough HSA cash or investments left in the account. Returns can be negative and are not guaranteed. A future tax-free reimbursement also depends on the expense occurring after the HSA was established, not having been reimbursed before, not being claimed as an itemized deduction, and having adequate records.

IRS Notice 2004-50, Q-39

One household. Choose how you pay.

Start your first record free. Upgrade when the archive earns its keep.

The free account lets you prove the workflow with one real expense. The $19 Founding Household plan keeps the complete record connected as your household adds receipts, evidence, and reimbursements.

The Founding Household upgrade is $2/month or $19/year.

Digital Shoebox

Keep the proof behind every future reimbursement.

Save the receipt, reviewed decision, required evidence, reimbursement history, and amount still available in one private household record.

Organizes your records; it does not guarantee eligibility, tax treatment, reimbursement, or audit outcomes.

Founding

$19

per year

Unlimited receipt scans and household members

Portable proof archive and tax reports

Recurring expense tracking without losing the original record

Start my first record free

No credit card. Upgrade only after the workflow is useful.

Prefer to manage the system yourself? The separate $9 offline pack is a DIY alternative, not the Digital Shoebox.

See the offline pack