HSA-Eligible

Is Hospital Bed HSA-Eligible? (2026)

Hospital beds for home use are HSA-eligible durable medical equipment.

Typical Cost

$500–$5,000+ (purchase); $200–$500/month (rental)

Details

A hospital bed prescribed for home use is a qualified medical expense. This includes the bed frame, mattress, side rails, and overbed tables. Both purchase and rental are eligible. Hospital beds are typically prescribed for patients who need elevated positioning, frequent repositioning, or specialized care at home. The cost can be significant — $500 to $5,000+ — but your HSA covers it.

Requirements

Typically requires a doctor's order or prescription for home use.

Frequently Asked Questions

Is a hospital bed HSA-eligible?

Yes. Hospital beds for home use prescribed by a doctor are qualified medical expenses — purchase or rental.

Are hospital bed accessories HSA-eligible?

Yes. Mattresses, side rails, overbed tables, and replacement parts for medical hospital beds are eligible.

Related HSA Expenses

Wheelchair

$100–$500 (manual); $2,000–$30,000+ (power)

Crutches

$20–$100 (crutches); $50–$500+ (walkers/wheelchairs)

Nursing Services

$30–$75/hour; $300–$600/day (private duty)

More HSA Resources

2026 HSA Contribution Limits

See how much you can contribute this year

HSA Tax Benefits by State

Check if your state taxes HSA contributions

All Eligible Expenses

Browse the full list of HSA-eligible expenses

Track this expense in HSA Tracker

Snap a photo of your receipt and let AI categorize it. Never lose track of an HSA-eligible expense again.

Get Started Free