Is Prosthetics & Artificial Limbs HSA-Eligible? (2026)
Prosthetic limbs, eyes, teeth, and other artificial body parts are HSA-eligible.
Typical Cost
$5,000–$100,000+ depending on type and technology
Details
Prosthetic devices are qualified medical expenses. This covers artificial limbs (arms, legs, hands, feet), prosthetic eyes, prosthetic teeth, and other artificial body parts. The initial fitting, the device itself, adjustments, maintenance, and replacements all qualify. Both basic and advanced (microprocessor-controlled) prosthetics are eligible.
Frequently Asked Questions
Are prosthetic limbs HSA-eligible?
Yes. All prosthetic limbs and artificial body parts are qualified medical expenses.
Are prosthetic repairs and replacements HSA-eligible?
Yes. Maintenance, adjustments, and replacement of prosthetic devices are all eligible.
Can you reimburse prosthetics & artificial limbs years later?
Learn about the shoebox strategy and how delaying reimbursement grows your money tax-free.
Related HSA Expenses
Wheelchair
$100–$500 (manual); $2,000–$30,000+ (power)
Physical Therapy
$50–$350 per session
Surgery
Varies widely - $1,000–$50,000+
Breast Reconstruction
$5,000–$50,000+ (often covered by insurance under the Women's Health and Cancer Rights Act)
Car Modifications for Disability
$1,000–$30,000+ depending on modifications
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