HSA-Eligible

Is Night Guard Replacement HSA-Eligible? (2026)

Replacement dental night guards for teeth grinding are HSA-eligible.

Typical Cost

$20–$40 (OTC); $300–$800 (custom replacement)

Details

Replacement night guards — both custom from your dentist and OTC — are qualified medical expenses. Night guards wear out over time and need periodic replacement. Whether you're replacing a $40 OTC guard or a $500 custom guard, the cost is eligible. Same rules as the original purchase: it's for treating bruxism or TMJ.

Frequently Asked Questions

Is replacing my night guard HSA-eligible?

Yes. Replacement night guards are eligible just like the original purchase.

Related HSA Expenses

Night Guard (Dental)

$20–$40 (OTC); $300–$800 (custom)

Dental Cleaning

$75–$200 per cleaning

Dental X-Rays

$25–$250 per set

More HSA Resources

2026 HSA Contribution Limits

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