HSA-Eligible

Is Emergency Room HSA-Eligible? (2026)

Emergency room visits and all associated medical costs are HSA-eligible.

Typical Cost

$500–$3,000+ per visit

Details

All costs from an emergency room visit are qualified medical expenses, including facility fees, physician charges, diagnostic tests (X-rays, CT scans, blood work), medications administered, and any procedures performed during the ER visit.

Frequently Asked Questions

Can I use HSA for ER visits?

Yes. All emergency room costs, including facility fees and treatments, are HSA-eligible.

Is an ambulance ride HSA-eligible?

Yes. Ambulance transportation to the ER is a qualified medical expense.

Related HSA Expenses

Urgent Care

$100–$300 per visit

Doctor Visits

$20–$300 per visit (varies by type and insurance)

Ambulance

$400–$2,000+ (ground); $12,000–$25,000+ (air)

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

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All Eligible Expenses

Browse the full list of HSA-eligible expenses

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