Is Optometrist HSA-Eligible? (2026)
Optometrist visits for eye exams and vision care are HSA-eligible.
Typical Cost
$50–$250 per visit
Details
All fees for visits to an optometrist are qualified medical expenses. This includes comprehensive eye exams, contact lens fittings, prescription updates, dry eye evaluations, and management of conditions like glaucoma or macular degeneration. Optometrists provide both routine vision care and medical eye care — both types of visits qualify.
Frequently Asked Questions
Are optometrist visits HSA-eligible?
Yes. All fees for optometrist visits — exams, fittings, evaluations — are HSA-eligible.
What's the difference between optometrist and ophthalmologist for HSA?
Both qualify. Optometrists handle routine eye care and some conditions. Ophthalmologists are MDs who can do surgery. Both are HSA-eligible.
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