HSA Tax Benefits in Delaware (2026)
Delaware follows federal HSA tax treatment.
State Income Tax
2.2%–6.6%
HSA Deduction
Yes
Growth Tax-Free
Yes
How Delaware Treats HSAs
Delaware conforms to federal HSA tax rules. Contributions are fully deductible on your state return, investment gains are tax-free, and qualified medical withdrawals are exempt from state tax.
Delaware HSA FAQs
Are HSA contributions tax-deductible in Delaware?
Yes. Delaware follows federal HSA tax treatment, so contributions are deductible on your state income tax return.
What is the state income tax rate in Delaware?
Delaware's state income tax rate is 2.2%–6.6%.
Is HSA investment growth taxed in Delaware?
No. Delaware follows federal treatment — investment growth inside your HSA is not subject to state income tax.
This information is for general guidance only and does not constitute tax advice. State tax laws change frequently. Consult a tax professional for advice specific to your situation.
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