HSA Tax Benefits in Hawaii (2026)
Hawaii follows federal HSA tax treatment.
State Income Tax
1.4%–11%
HSA Deduction
Yes
Growth Tax-Free
Yes
How Hawaii Treats HSAs
Hawaii conforms to federal HSA tax treatment. Contributions are deductible on your state return, investment growth is tax-free, and qualified medical withdrawals are exempt from state income tax.
Hawaii HSA FAQs
Are HSA contributions tax-deductible in Hawaii?
Yes. Hawaii follows federal HSA tax treatment, so contributions are deductible on your state income tax return.
What is the state income tax rate in Hawaii?
Hawaii's state income tax rate is 1.4%–11%.
Is HSA investment growth taxed in Hawaii?
No. Hawaii follows federal treatment — investment growth inside your HSA is not subject to state income tax.
This information is for general guidance only and does not constitute tax advice. State tax laws change frequently. Consult a tax professional for advice specific to your situation.
More HSA Resources
Track your HSA expenses in Hawaii
Know exactly what you can reimburse tax-free. HSA Tracker makes it easy to organize medical receipts and maximize your savings.
Get Started Free