Direct comparison · Verified October 28, 2026
HSA Trackr vs TrackHSA
Both are web apps for logging medical bills you pay now and pay yourself back for later. Choose HSA Trackr if you want a free plan, receipt scans that fill in the details, and room for your household. Choose TrackHSA if you want a plain log that has been available since 2016. It gives you unlimited receipts on each purchase and a one-click audit report. You type each purchase yourself.
HSA Trackr's difference
One expense. Its proof and reimbursement history stay together.
Keep the receipt, guidance you reviewed, supporting files, reimbursements, and corrections in one household record.
Free includes manual entry, 3 receipt scans a month, and CSV export.
- Receipt
- Reviewed guidance
- Supporting evidence
- Remaining amount
HSA Trackr organizes the record. It does not determine or guarantee eligibility, reimbursement, tax treatment, or an audit outcome.
How this comparison works
We compared HSA Trackr and TrackHSA by price, receipt capture, reimbursement records, household support, audit reports, and data portability, using current public pages. HSA Trackr publishes this page, so every competitor gets an explicit strength and every HSA Trackr limitation stays visible.
Side-by-side comparison
Product details can change. Source links appear below the table.
| Decision factor | HSA Trackr | TrackHSA |
|---|---|---|
| Price | Free; $2/month or $19/year Founding Household | 30-day trial, then $2/month, paid annually |
| Free option | Ongoing Free plan | 30-day free trial |
| Receipt capture | Manual entry plus 3 scans/month on Free; unlimited scans on Founding | Manual entry; unlimited receipt uploads per purchase; no AI reading advertised |
| Household | 2 members on Free; unlimited on Founding | No household or family plan listed |
| Reimbursement record | Partial history, corrections, and remaining qualified amount | Amount paid back per purchase, a tax-free withdrawable total, and an audit trail tab |
| Audit help | Proof checklist; printable Form 8889 report on Founding | Flags gaps; one-click audit-ready report |
| Data exit | CSV and proof archive on both plans | Each receipt can be downloaded from its purchase; no full export described on its public pages |
| Mobile access | Responsive web app | Web app; no phone app listed |
Choose HSA Trackr
Better when the record must explain itself
- An ongoing Free plan instead of a 30-day trial
- $19 a year for Founding Household, or $2 billed month to month; TrackHSA is $2 a month, paid annually
- Receipt scans fill in the date, provider, amount, and category for you to check
- Household members on every plan: 2 on Free, unlimited on Founding
Choose TrackHSA
Better when its specialty is the priority
- Available since 2016, so it has a long track record
- Unlimited purchases and unlimited receipts on each purchase, including PDF and Word files
- Flags gaps in your records and makes an audit-ready report in one click
- Enter purchases for any past tax year you had HSA activity
Limits to understand before choosing
HSA Trackr: Web-first, newer, and not an HSA custodian, investment tracker, or bank-sync tool.
TrackHSA: After the 30-day trial the consumer price is $2/month, paid annually. Capture is manual entry plus uploads, with no AI parsing advertised on the features page.
Verify the product facts
We checked these pages on October 28, 2026.
HSA Trackr vs TrackHSA FAQ
Is HSA Trackr the same company as TrackHSA?
No. TrackHSA at trackhsa.com is run by TrackHSA LLC. HSA Trackr at hsatrackr.com is a separate product. The names are close, so check the web address before you sign up.
Is HSA Trackr cheaper than TrackHSA?
On a yearly plan, yes. HSA Trackr has a free plan, and Founding Household is $19 a year. TrackHSA has a 30-day free trial, then costs $2 a month, paid annually. HSA Trackr also lets you pay $2 month to month.
Does TrackHSA scan receipts?
Its features page does not mention AI or receipt reading. You type each purchase, then upload photos or files of the receipt. HSA Trackr reads up to 3 receipts a month on Free and unlimited on Founding, and you check the details before you save.
Can I get my data out of TrackHSA?
You can download each receipt from its purchase. TrackHSA's public pages do not describe a full export of all your records, so ask TrackHSA before you rely on one. HSA Trackr gives you a CSV and a proof archive ZIP on both plans.
Compare all 10 HSA trackers
See the full market map and choose by use case.
Open the guideReview the reimbursement workflow
Learn what a durable HSA expense record should preserve.
Read the guideReady to keep the record connected?
Create the first expense record, then keep its receipt, guidance, supporting files, reimbursements, and corrections connected.
HSA Trackr Team
HSA & Tax Strategy
We help Americans track medical expenses and maximize HSA tax savings. Our content is educational only and is not tax, legal, or financial advice. Check current IRS guidance and confirm decisions for your situation with a qualified professional.
HSA Trackr publishes this comparison. It is educational and is not tax, medical, or financial advice. Product features and prices can change, so verify current details with each vendor.