HSA-Eligible

Is Allergy Shots (Immunotherapy) HSA-Eligible? (2026)

Allergy shots (allergen immunotherapy) are HSA-eligible medical expenses.

Typical Cost

$20–$100 per visit; $1,500–$4,000/year

Details

Allergy shots administered by an allergist or immunologist are qualified medical expenses. This includes the initial allergy testing, the serum preparation, and the ongoing injection schedule (typically weekly then monthly over 3-5 years). Sublingual immunotherapy (allergy drops or tablets like Grastek) is also eligible with a prescription.

Frequently Asked Questions

Are allergy shots HSA-eligible?

Yes. Allergy immunotherapy - both injections and sublingual tablets - is a qualified medical expense.

Is allergy testing HSA-eligible?

Yes. Skin prick tests and blood allergy tests ordered by a doctor are eligible.

Can you reimburse allergy shots (immunotherapy) years later?

Learn about the shoebox strategy and how delaying reimbursement grows your money tax-free.

Related HSA Expenses

Specialist Visits

$50–$500 per visit

Over-the-Counter Medications

$5–$30 per item

EpiPen

$50–$350 per two-pack (varies by brand and insurance)

Allergy Testing

$150–$1,000 depending on type and number of allergens tested

More HSA Resources

What Is an HSA?

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2026 HSA Contribution Limits

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HSA Tax Benefits by State

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HSA Glossary

Key terms and definitions for Health Savings Accounts

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