HSA-Eligible Mental Health Expenses (2026)
Therapy, counseling, psychiatry, and substance abuse treatment.
4 Eligible
4 items total
Therapy & Counseling
$100–$300 per session
Psychiatrist
$150–$500 per visit
Substance Abuse Treatment
$5,000–$30,000+ per program
Drug Addiction Treatment
$5,000–$50,000+ (inpatient); $1,000–$10,000 (outpatient programs)
Start tracking your HSA expenses
Every receipt you add now is money you can get back later. Free forever, no credit card required.
Get Started Free