HSA-Eligible

Is Ovulation Test HSA-Eligible? (2026)

Ovulation predictor kits and fertility monitors are HSA-eligible since the CARES Act.

Typical Cost

$10–$30 (test strips); $100–$300 (fertility monitors)

Details

OTC ovulation tests and fertility monitors became HSA-eligible under the CARES Act of 2020. This covers ovulation predictor kits (OPKs) like Clearblue and Easy@Home test strips, as well as advanced fertility monitors. If you're trying to conceive, these costs add up — and your HSA covers them.

Frequently Asked Questions

Are ovulation tests HSA-eligible?

Yes. Ovulation predictor kits are eligible since the CARES Act (2020).

Are fertility monitors like Clearblue HSA-eligible?

Yes. Advanced fertility monitors and their test sticks are HSA-eligible.

Related HSA Expenses

Pregnancy Test

$5–$20 per test

Fertility Treatment

$300–$5,000 (IUI); $15,000–$25,000 (IVF per cycle)

Pregnancy Care

$2,000–$11,000+ (total out-of-pocket for delivery)

More HSA Resources

2026 HSA Contribution Limits

See how much you can contribute this year

HSA Tax Benefits by State

Check if your state taxes HSA contributions

All Eligible Expenses

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