HSA-Eligible

Is Prenatal Vitamins HSA-Eligible? (2026)

Prenatal vitamins are HSA-eligible during pregnancy — no prescription needed.

Typical Cost

$10–$40 per month

Details

Prenatal vitamins are one of the few vitamin/supplement exceptions. They're HSA-eligible because pregnancy is a medical condition. OTC prenatal vitamins qualify without a prescription. This includes standard prenatal vitamins, prenatal DHA supplements, and prenatal multivitamins. Start buying them with your HSA card as soon as you're pregnant (or trying).

Frequently Asked Questions

Are prenatal vitamins HSA-eligible?

Yes. Prenatal vitamins are eligible because they're taken for a medical condition (pregnancy). No prescription needed.

Do I need to be pregnant for prenatal vitamins to be HSA-eligible?

Technically, pregnancy needs to be the reason. If your doctor recommends them while trying to conceive, that likely qualifies too.

Related HSA Expenses

Pregnancy Care

$2,000–$11,000+ (total out-of-pocket for delivery)

Vitamins & Supplements

$10–$60 per month

Breast Pump

$30–$80 (manual); $150–$500 (electric)

More HSA Resources

2026 HSA Contribution Limits

See how much you can contribute this year

HSA Tax Benefits by State

Check if your state taxes HSA contributions

All Eligible Expenses

Browse the full list of HSA-eligible expenses

Track this expense in HSA Tracker

Snap a photo of your receipt and let AI categorize it. Never lose track of an HSA-eligible expense again.

Get Started Free