HSA Trackr

Hims vs Ro HSA Comparison (2026)

Telehealth for men: ED, hair loss, mental health, primary care, weight loss.

Telehealth covering weight loss (GLP-1s), ED, hair, fertility, and primary care for all genders.

HSA Eligibility at a Glance

Hims

HSA-eligible

Hims visit fees and the prescription medications they ship are HSA-eligible (they prescribe during the telehealth visit, you do not need to bring an existing Rx). Cosmetic-only products without a prescription are not eligible.

Ro

HSA-eligible

Ro consultations and the prescription medications they dispense are HSA-eligible (Ro's provider prescribes during the visit), including GLP-1 weight loss medications when prescribed for obesity or related conditions.

Pricing

Hims

Consultation: free with subscription. Medications: $10 to $40+ per month depending on Rx.

Ro

Consultation: $15 to $99. GLP-1: $499 to $1,349 per month. ED meds: $5 to $30 per month.

Which Should You Pick?

When to choose Hims

  • You're male and want a single platform for ED, hair, mental health, and primary care
  • You want flat-rate consultations bundled with medication subscriptions
  • Your primary need is hair loss or ED treatment
  • You want generic medications at the lowest possible price

When to choose Ro

  • You need GLP-1 weight loss medication (Wegovy, Zepbound, compounded options)
  • You want a unified platform across all genders and conditions
  • You're interested in fertility services (Ro covers more here than Hims)
  • You want concierge-style care with dedicated nurse messaging

Visit Each Vendor

Visit HimsVisit Ro

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Common Questions

Are Hims and Ro both HSA-eligible?▼
Yes, medical consultations and prescription medications from both are HSA-eligible. Strictly cosmetic products (like shampoo without a prescription) are not eligible.
Can I use my HSA for GLP-1 weight loss meds from Ro?▼
Yes, GLP-1 medications like Wegovy and Zepbound are HSA-eligible when prescribed for obesity (BMI 30+) or weight-related conditions (BMI 27+ with comorbidities). Ro will issue a prescription based on your consultation.
Are hair loss treatments HSA-eligible?▼
Prescription finasteride and minoxidil are HSA-eligible. OTC topical solutions and shampoos generally are not, unless prescribed and accompanied by an LMN.
What about ED medications?▼
Prescription sildenafil (Viagra generic) and tadalafil (Cialis generic) are HSA-eligible when prescribed by a licensed provider. Both Hims and Ro provide these via telehealth consultation.
Do they accept my HSA card directly?▼
Both Hims and Ro accept HSA/FSA debit cards at checkout. You can also pay with a regular card and reimburse yourself from your HSA later. HSA Trackr makes that easy to document.
Which is cheaper for general telehealth?▼
Hims tends to be cheaper for ongoing medication subscriptions (Cialis generic from $5/mo). Ro charges more per consultation but offers broader services.
Are mental health visits covered?▼
Yes, both Hims and Ro offer mental health services with prescription capability. Treatment for diagnosed conditions like anxiety or depression is HSA-eligible.
How do I track these recurring charges for my HSA?▼
Set up a recurring expense in HSA Trackr with the monthly charge and prescription category. The platform auto-generates monthly entries and stores your invoices.

Read More

Hsa Glp1 Weight Loss

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HSA GLP-1 & Weight Loss Guide

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HSA Gym Membership Guide

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FSA vs HSA

Side-by-side comparison of tax-advantaged health accounts

2026 Contribution Limits

How much you can contribute this year

HSA-Eligible Expenses

Browse the full list of qualified medical expenses

Track every telehealth expense in HSA Trackr

Whether you use Hims or Ro, snap a photo of your receipt and let AI categorize it. Keep your LMN documentation organized.

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