HSA Trackr

PlushCare vs Ro HSA Comparison (2026)

Telehealth primary care and mental health with insurance billing and 24/7 same-day appointments.

Telehealth covering weight loss (GLP-1s), ED, hair, fertility, and primary care for all genders.

HSA Eligibility at a Glance

PlushCare

HSA-eligible

PlushCare visits, mental health appointments, and prescribed medications are HSA-eligible. Accepts insurance and HSA/FSA cards.

Ro

HSA-eligible (Rx required)

Ro medical consultations and prescription medications are HSA-eligible, including GLP-1 weight loss meds for qualifying patients.

Pricing

PlushCare

Membership $14.99/mo + $99/visit (without insurance). Insurance copays vary.

Ro

Consultation $15-$99. GLP-1 $499-$1,349/mo. ED meds $5-$30/mo.

Which Should You Pick?

When to choose PlushCare

  • You want to use insurance for visits, with HSA covering copays
  • You need ongoing primary care, not just specialty meds
  • You want 24/7 same-day appointments with the same provider

When to choose Ro

  • You need GLP-1 weight loss medication
  • You want concierge-style nurse messaging between visits
  • You're focused on a specific Ro vertical (weight, ED, hair, fertility)

Visit Each Vendor

Visit PlushCareVisit Ro

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Common Questions

Are PlushCare and Ro both HSA-eligible?▼
Yes. Visits, prescriptions, and treatments from both platforms qualify for HSA when treating a medical condition.
Does PlushCare accept insurance?▼
Yes, PlushCare accepts most major insurance plans. Use insurance first and apply your HSA card to copays. Ro does not accept insurance.
Can I get GLP-1s from PlushCare?▼
PlushCare prescribes weight loss medications including GLP-1s for qualifying patients. Ro's GLP-1 program is more established and more visible.
Which has same-day availability?▼
PlushCare emphasizes 24/7 same-day appointments. Ro operates on an async + scheduled-visit model.
How does pricing compare?▼
PlushCare runs about $14.99/mo plus $99 per visit without insurance, often much less with insurance. Ro's pricing varies by program, with GLP-1 monthly costs being the highest line item.
How do I track these in HSA Trackr?▼
Log the monthly membership as a recurring expense. Add per-visit copays and prescription pickups as individual expenses with receipts attached.

Read More

Hsa Glp1 Weight Loss

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HSA GLP-1 & Weight Loss Guide

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HSA Gym Membership Guide

How to use HSA for gym memberships with Truemed or Flex

FSA vs HSA

Side-by-side comparison of tax-advantaged health accounts

2026 Contribution Limits

How much you can contribute this year

HSA-Eligible Expenses

Browse the full list of qualified medical expenses

Track every telehealth expense in HSA Trackr

Whether you use PlushCare or Ro, snap a photo of your receipt and let AI categorize it. Keep your LMN documentation organized.

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