HSA-Eligible

Is Acne Medication HSA-Eligible? (2026)

Prescription acne medications and OTC acne treatments are HSA-eligible.

Typical Cost

$5–$30 (OTC); $50–$500/month (prescription)

Details

Prescription acne medications like Accutane (isotretinoin), tretinoin, antibiotics for acne, and spironolactone are all HSA-eligible. Since the CARES Act, OTC acne treatments containing active ingredients (benzoyl peroxide, salicylic acid) are also eligible without a prescription. Face washes or moisturizers that are primarily cosmetic don't qualify even if they contain some acne-fighting ingredients.

Frequently Asked Questions

Is Accutane HSA-eligible?

Yes. Accutane and other prescription acne medications are qualified medical expenses.

Is benzoyl peroxide HSA-eligible?

Yes. OTC acne treatments with active medical ingredients are eligible since the CARES Act.

Are acne face washes HSA-eligible?

Only if they're medicated (contain benzoyl peroxide, salicylic acid, etc.). Plain cleansers that claim to fight acne but don't have active drug ingredients aren't eligible.

Related HSA Expenses

Dermatologist

$100–$400 per visit

Over-the-Counter Medications

$5–$30 per item

Prescription Medications

Varies widely — $5–$500+ per prescription

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

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All Eligible Expenses

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