HSA-Eligible Dental Expenses (2026)

Dental Cleaning

$75–$200 per cleaning

Dental Fillings

$100–$400 per filling

Dental Crowns

$800–$1,700 per crown

Root Canal

$700–$1,500 (plus crown)

Dental Implants

$3,000–$6,000 per implant

Braces & Orthodontics

$3,000–$8,000 (full treatment)

Dentures

$1,000–$3,500 per set

Dental Surgery

$200–$3,000+ per procedure

Dental X-Rays

$25–$250 per set

Teeth Whitening

$20–$50 (OTC); $300–$1,000 (professional)

Invisalign

$3,000–$8,000 (full treatment)

Dental Veneers

$800–$2,500 per veneer

Electric Toothbrush

$30–$300

Night Guard (Dental)

$20–$40 (OTC); $300–$800 (custom)

Clarinet (Orthodontic Treatment)

$200–$2,000

Cosmetic Dentistry

$300–$5,000+ depending on procedure

Fluoride Treatment

$20–$50 per treatment

Orthodontic Wax

$3–$8 per pack

Retainer (Dental)

$100–$500 per retainer

Dental Sealants

$30–$60 per tooth

Dental Bridge

$2,000–$5,000 per bridge

Dental Anesthesia & Sedation

$50–$500+ depending on type

Night Guard Replacement

$20–$40 (OTC); $300–$800 (custom replacement)

Toothpaste and Toiletries

Ordinary toiletries are not eligible