HSA-Eligible

Is Hospital Stays HSA-Eligible? (2026)

Inpatient hospital stays for medical care are HSA-eligible.

Typical Cost

$2,000–$10,000+ per day

Details

Room and board, nursing care, medications, and all medical services during a hospital stay are qualified expenses. This includes both planned admissions and emergency hospitalizations.

Frequently Asked Questions

Are hospital bills HSA-eligible?

Yes. All medical charges from a hospital stay are qualified HSA expenses.

Related HSA Expenses

Surgery

Varies widely — $1,000–$50,000+

Emergency Room

$500–$3,000+ per visit

Anesthesia

$500–$3,500 per procedure

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

Check if your state taxes HSA contributions

All Eligible Expenses

Browse the full list of HSA-eligible expenses

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