HSA-Eligible

Is Melatonin HSA-Eligible? (2026)

Melatonin supplements are HSA-eligible since the CARES Act of 2020.

Typical Cost

$5–$20 per bottle

Details

The CARES Act made melatonin HSA-eligible as an OTC health product. Before 2020, you'd need a prescription. Now you can grab it off the shelf and pay with your HSA card. This applies to melatonin in all forms: tablets, gummies, liquid, and dissolvable strips.

Frequently Asked Questions

Is melatonin HSA-eligible?

Yes. Melatonin is HSA-eligible since the CARES Act (2020). No prescription required.

Are melatonin gummies HSA-eligible?

Yes. All forms of melatonin — tablets, gummies, liquid — are eligible.

Related HSA Expenses

Sleep Aids

$5–$15 (OTC); $10–$100 (prescription)

Over-the-Counter Medications

$5–$30 per item

Vitamins & Supplements

$10–$60 per month

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

Check if your state taxes HSA contributions

All Eligible Expenses

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