Is Condoms HSA-Eligible? (2026)
Condoms are HSA-eligible since the CARES Act of 2020.
Typical Cost
$5–$20 per box
Details
The CARES Act of 2020 made condoms (both male and female) HSA-eligible without a prescription. This was a significant change - before 2020, condoms weren't covered. Now you can buy them with your HSA debit card at any retailer. Internal condoms (female condoms) are also eligible.
Frequently Asked Questions
Are condoms HSA-eligible?
Yes. Since the CARES Act (2020), condoms are HSA-eligible. No prescription required.
Were condoms always HSA-eligible?
No. Condoms became HSA-eligible starting in 2020 thanks to the CARES Act. Before that, they weren't covered.
Can you reimburse condoms years later?
Learn about the shoebox strategy and how delaying reimbursement grows your money tax-free.
Related HSA Expenses
More HSA Resources
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