HSA-Eligible

Is Condoms HSA-Eligible? (2026)

Condoms are HSA-eligible since the CARES Act of 2020.

Typical Cost

$5–$20 per box

Details

The CARES Act of 2020 made condoms (both male and female) HSA-eligible without a prescription. This was a significant change — before 2020, condoms weren't covered. Now you can buy them with your HSA debit card at any retailer. Internal condoms (female condoms) are also eligible.

Frequently Asked Questions

Are condoms HSA-eligible?

Yes. Since the CARES Act (2020), condoms are HSA-eligible. No prescription required.

Were condoms always HSA-eligible?

No. Condoms became HSA-eligible starting in 2020 thanks to the CARES Act. Before that, they weren't covered.

Related HSA Expenses

Birth Control

$0–$50/month (pills); $0–$1,300 (IUD insertion)

Pregnancy Test

$5–$20 per test

Menstrual Products

$5–$40 per month

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

Check if your state taxes HSA contributions

All Eligible Expenses

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